Dear nick, as my opinion , there is only one disadvantage in Paypal, that is verification of account is only with a credit card. You know a credit card is not available easily in India and also small city in India. Also we are unable to funding from our Bank account. After write these sentences I think this is not disadvantage, this is a problem of Indian people. Paypal need to solve this soon, because internet users volume is increase day by day in India.