Tell me the disadvantages of paypal if exits ?

**kiatsiang** · 08-06-09, 09:09

Originally Posted by mr.microsoft

Originally Posted by ashvini

Originally Posted by kiatsiang

Originally Posted by easy08

i also prefer personal account,and i thought it hasn't more influence for me,though it has some limit.so it don't care.a personal account is enough now.

Every different account have their different group of users. There is hard to say which one is better, but only depends on our own requirement, if we don't need big transaction a month, then go for personal account, only if we need more transaction a month, or doing business with paypal, then we need premier and business account.

ya very much right if we have some big amount transaction i.e., more than $2500 then we need premier account otherwise personal is good

Well majority of the users over here do not need a premeir account for sure so it's wose to have a personal account at Paypal.

As i said depends on the usage and requirement of a user, user should know which one more suit to them. I think it is no points to discuss which account of paypal to creates, as most us already know. Member keep repeating the same posting here, it is not good to the forum.

**smartzkool** · 08-06-09, 09:50

Well guys one of the major reasons why people go for personal accounts is no fees on transactions. And i guess the services we get are almost same if compared with premier account.

**revvv1234** · 08-06-09, 11:14

Originally Posted by smartzkool

Well guys one of the major reasons why people go for personal accounts is no fees on transactions. And i guess the services we get are almost same if compared with premier account.

Ya.Thats true premium and business only have extended limits and i guess you can withdraw from your credit card.Other else personal account is sutaible.

**mr.microsoft** · 08-06-09, 11:23

Originally Posted by smartzkool

Well guys one of the major reasons why people go for personal accounts is no fees on transactions. And i guess the services we get are almost same if compared with premier account.

Yes I agree on that part. The transaction fee is not there plus in addition to that we can have all features required by us in a personal account then why go for premere or business account.

**hyxfei** · 08-06-09, 11:25

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

**revvv1234** · 08-06-09, 20:11

Originally Posted by hyxfei

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

If you want exceeding transactions per month like above $500 then you can go for premium or business and business account has multiuser access.

**mr.microsoft** · 08-06-09, 20:15

Originally Posted by hyxfei

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

Yes it's a good thing that Paypal does not charge for transactions on a personal account. This is a great advantage for paypal users.

**revvv1234** · 09-06-09, 00:28

Originally Posted by mr.microsoft

Originally Posted by hyxfei

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

Yes it's a good thing that Paypal does not charge for transactions on a personal account. This is a great advantage for paypal users.

I am hearing this first time.Is there no charge on personal account transaction? because there is not then it is the greatest advantage of paypal for users.I think it will vary from country to country.

**smartzkool** · 09-06-09, 01:05

Originally Posted by revvv1234

I am hearing this first time.Is there no charge on personal account transaction? because there is not then it is the greatest advantage of paypal for users.I think it will vary from country to country.

Well then it seems that you havent used paypal yet because there is no transaction fees in personal account. and it doesn't depend country wise.

**easy08** · 09-06-09, 08:31

in our country,paypal doesn't charge the transaction fees in personal account, but it also has a disadvantage of charge fees when you want to withdraw from paypal accounts.and the fees is very high.

**hyxfei** · 09-06-09, 10:20

well. paypal do not charge any charges from personnal account on other area also. if the payment are from another paypal account.

**eddielkk** · 10-06-09, 09:24

Originally Posted by easy08

in our country,paypal doesn't charge the transaction fees in personal account, but it also has a disadvantage of charge fees when you want to withdraw from paypal accounts.and the fees is very high.

Every withdrawal no matter what payment processor to local bank account must have some charges, unless you are US members. So, i don't see this as a disadvanteages, You can get withdrawal to your bank account is very good already.

**mr.microsoft** · 10-06-09, 11:08

Originally Posted by hyxfei

well. paypal do not charge any charges from personnal account on other area also. if the payment are from another paypal account.

Yes you are right. The account policies always remain the same regardless of the country you reside in.

**smartzkool** · 10-06-09, 11:10

Originally Posted by eddielkk

Every withdrawal no matter what payment processor to local bank account must have some charges, unless you are US members. So, i don't see this as a disadvanteages, You can get withdrawal to your bank account is very good already.

yeah that's true... and it depends on countries as well. like in India we are charged only $1...

**easy08** · 11-06-09, 03:52

well, the charge is very few in some countries,like in india.while the charge is very large in other countries,like in china people want to withdrawal money only 50$,must pay 35$ fees.it is so bad.

**smartzkool** · 11-06-09, 04:13

Originally Posted by easy08

well, the charge is very few in some countries,like in india.while the charge is very large in other countries,like in china people want to withdrawal money only 50$,must pay 35$ fees.it is so bad.

i think it must be on the countries. I mean banks must be charging high fees and so is paypal doing. I guess so.

**easy08** · 12-06-09, 04:10

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

**smartzkool** · 12-06-09, 04:59

Originally Posted by easy08

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

Well yeah there should be some kind of system because it is quite a big difference if we compare the withdrawing charges of paypal in India and in China.

**eddielkk** · 12-06-09, 07:38

Originally Posted by smartzkool

Originally Posted by easy08

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

Well yeah there should be some kind of system because it is quite a big difference if we compare the withdrawing charges of paypal in India and in China.

If this different of charges is due to the different country bank policies, paypal have to follow, no system can do to enforce other country policy. We have to just follow the rules.

**mr.microsoft** · 12-06-09, 09:35

Originally Posted by eddielkk

Originally Posted by smartzkool

Originally Posted by easy08

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

Well yeah there should be some kind of system because it is quite a big difference if we compare the withdrawing charges of paypal in India and in China.

If this different of charges is due to the different country bank policies, paypal have to follow, no system can do to enforce other country policy. We have to just follow the rules.

Yes you are right. The different banking policies decide the charges taken by Paypal. I think that the Chinese banks should revise their policies now to adapt to international transfers.