I checked xoom, the fee is $4.99 for each transaction. it is not high. But i'm not sure it is legit. who has done a deal with xoom, recently?
Actually, it's not $4.99. That fees is for only USA people. For international members the fees is $13.99. It's far better than 35% so once you collect huge amount in paypal say $200 or $300, you can simply withdraw it to your bank using xoom by just giving away $13.99.