Thanks lemon, you have at least confirmed what we have claimed before. Then we can have a credit card from Axis Bank, no need to deposit a large amount of money.
Minimum balance Rs. 10,000 is not a concern to be, but the thing we should carry lots of transactions for at least 6 months before we apply for a credit card is really a concern to me. I'm sure I can't do much transactions now but maybe in the future.