You are 100% right first when you get money in ECU they charge 5% and again at time of exchange with swapgold but 10% is every small fee compare to other payment processor. :wink:
I don't think LR will charge 5% when we transfer Ecumoney to LR. Actually it charges only 1%.
Last time when I transferred 14 Ecumoney to LR, I received 13.58 LR, actually it should have been 13.72, but LR charged 14 fees for 14 dollars, so it came down to 13.72. Now I hope it clears you.