i know what you mean i wasnt happy the first month either. but every month or 2 months i get a check so i stay at it. i am in the us so i jsut put it in my bank and no more fees are added to cash it. i didnt relize that first month though they would take outeither and i was upset then i read there site and sure enough it said it in balack and white. trust me i know how you feel though. hope it doesnt cost to cash it though or at least that much.