Quote Originally Posted by mr.microsoft

Well people write down the password so that they can remember. If you encrypt them you will have to write the password the decrypt the file somewhere else again.
File encrypiton means the file is encrptyed in special way which meet only you can decrpyts back the files, after you encrypt it, you can sent to your email as a backup. Wherever you go once you can open your email means you can access to your password files.