Tell me the disadvantages of paypal if exits ?

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Originally Posted by kiatsiang

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Originally Posted by wonderful1

for unverified account, there is a withdrawal limit (under $500). It is hard to verify Paypal account by credit card for some members.and for verified account, the withdraw fee is too high in some countries.

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No, it is not hard to get verified by paypal, it is just hard for some members to get their own credit card. It shouldn't be blamed as paypal problems, which it is purely for those members that couldn't get their credit card without a fix job and income.

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Ya.You are right even if you have verified account fees are more than unverified account so people prefer to withdraw from unverified account.

hehe.yes. though paypal have such much disadvantage we still need it and it still more popular than other payment processors.
i think they add so much boring features also under the purpose to protect our money good.

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Originally Posted by hyxfei

hehe.yes. though paypal have such much disadvantage we still need it and it still more popular than other payment processors.
i think they add so much boring features also under the purpose to protect our money good.

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Paypal does not have lot of dis advantages.They have some and ya whatever they have or they dont.I like paypal and i need paypal and i think most of people need paypal too.

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Originally Posted by revvv1234

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Originally Posted by kiatsiang

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Originally Posted by wonderful1

for unverified account, there is a withdrawal limit (under $500). It is hard to verify Paypal account by credit card for some members.and for verified account, the withdraw fee is too high in some countries.

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No, it is not hard to get verified by paypal, it is just hard for some members to get their own credit card. It shouldn't be blamed as paypal problems, which it is purely for those members that couldn't get their credit card without a fix job and income.

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Ya.You are right even if you have verified account fees are more than unverified account so people prefer to withdraw from unverified account.

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Withdrawing funds from unverified paypal account is cheaper than verified PP account? This is my first time hear about this rules. Can you help to put the reference link about this different withdrawal fees rules here?

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Originally Posted by kiatsiang

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Originally Posted by revvv1234

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Originally Posted by kiatsiang

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Originally Posted by wonderful1

for unverified account, there is a withdrawal limit (under $500). It is hard to verify Paypal account by credit card for some members.and for verified account, the withdraw fee is too high in some countries.

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No, it is not hard to get verified by paypal, it is just hard for some members to get their own credit card. It shouldn't be blamed as paypal problems, which it is purely for those members that couldn't get their credit card without a fix job and income.

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Ya.You are right even if you have verified account fees are more than unverified account so people prefer to withdraw from unverified account.

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Withdrawing funds from unverified paypal account is cheaper than verified PP account? This is my first time hear about this rules. Can you help to put the reference link about this different withdrawal fees rules here?

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I also dont know exactly but one of my friend told me that he degraded his premium account to personal unverified.For this reason may be he degraded his account from premium to personal.May be personal account has less charges than premium.

it is sure that personal charges less fees than premium,but as someone said that unverified paypal account is cheaper than verified PP account,which i can agree with him.because i also haven't heard about it.

well. i also never heard that verified paypal account cost more than unverified. i think both are totatly free and cost nothing.

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Originally Posted by hyxfei

well. i also never heard that verified paypal account cost more than unverified. i think both are totatly free and cost nothing.

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well they are speaking with respect to the withdrawal, even i have no idea if verified account charges you more, but myself degraded my account from premium to personal because of the high charges

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Originally Posted by ashvini

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Originally Posted by hyxfei

well. i also never heard that verified paypal account cost more than unverified. i think both are totatly free and cost nothing.

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well they are speaking with respect to the withdrawal, even i have no idea if verified account charges you more, but myself degraded my account from premium to personal because of the high charges

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And that is because premiere account has more services and limit of withdrawing than personal if you don't require that much then you must use personal account.

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Originally Posted by ashvini

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Originally Posted by hyxfei

well. i also never heard that verified paypal account cost more than unverified. i think both are totatly free and cost nothing.

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well they are speaking with respect to the withdrawal, even i have no idea if verified account charges you more, but myself degraded my account from premium to personal because of the high charges

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yes. it's better to hold one personnal account if our monthly withdraw amount is low than 2500$ . if we have larger amount need to be withdrawn monthly. then can consider the premium one.

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Originally Posted by hyxfei

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Originally Posted by ashvini

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Originally Posted by hyxfei

well. i also never heard that verified paypal account cost more than unverified. i think both are totatly free and cost nothing.

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well they are speaking with respect to the withdrawal, even i have no idea if verified account charges you more, but myself degraded my account from premium to personal because of the high charges

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yes. it's better to hold one personnal account if our monthly withdraw amount is low than 2500$ . if we have larger amount need to be withdrawn monthly. then can consider the premium one.

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Ya.Even if you have to withdraw paypal money from debit card or credit card.Paypal business account can be used by multiuser.If you don't want this then personal is sufficient.

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Originally Posted by revvv1234

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Originally Posted by ashvini

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Originally Posted by hyxfei

well. i also never heard that verified paypal account cost more than unverified. i think both are totatly free and cost nothing.

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well they are speaking with respect to the withdrawal, even i have no idea if verified account charges you more, but myself degraded my account from premium to personal because of the high charges

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And that is because premiere account has more services and limit of withdrawing than personal if you don't require that much then you must use personal account.

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thats true and because of that only i prefer to use personal account as the limits are just enough for me as of now. :)

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Originally Posted by smartzkool

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Originally Posted by revvv1234

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Originally Posted by ashvini

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Originally Posted by hyxfei

well. i also never heard that verified paypal account cost more than unverified. i think both are totatly free and cost nothing.

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well they are speaking with respect to the withdrawal, even i have no idea if verified account charges you more, but myself degraded my account from premium to personal because of the high charges

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And that is because premiere account has more services and limit of withdrawing than personal if you don't require that much then you must use personal account.

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thats true and because of that only i prefer to use personal account as the limits are just enough for me as of now. :)

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To tell you the truth normal person does not require that much of limit.That limit is more than sufficient for me at least.So i prefer personal account.

i also prefer personal account,and i thought it hasn't more influence for me,though it has some limit.so it don't care.a personal account is enough now.

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Originally Posted by easy08

i also prefer personal account,and i thought it hasn't more influence for me,though it has some limit.so it don't care.a personal account is enough now.

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Every different account have their different group of users. There is hard to say which one is better, but only depends on our own requirement, if we don't need big transaction a month, then go for personal account, only if we need more transaction a month, or doing business with paypal, then we need premier and business account.

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Originally Posted by kiatsiang

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Originally Posted by easy08

i also prefer personal account,and i thought it hasn't more influence for me,though it has some limit.so it don't care.a personal account is enough now.

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Every different account have their different group of users. There is hard to say which one is better, but only depends on our own requirement, if we don't need big transaction a month, then go for personal account, only if we need more transaction a month, or doing business with paypal, then we need premier and business account.

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ya very much right if we have some big amount transaction i.e., more than $2500 then we need premier account otherwise personal is good

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Originally Posted by ashvini

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Originally Posted by kiatsiang

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Originally Posted by easy08

i also prefer personal account,and i thought it hasn't more influence for me,though it has some limit.so it don't care.a personal account is enough now.

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Every different account have their different group of users. There is hard to say which one is better, but only depends on our own requirement, if we don't need big transaction a month, then go for personal account, only if we need more transaction a month, or doing business with paypal, then we need premier and business account.

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ya very much right if we have some big amount transaction i.e., more than $2500 then we need premier account otherwise personal is good

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Well majority of the users over here do not need a premeir account for sure so it's wose to have a personal account at Paypal.

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Originally Posted by mr.microsoft

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Originally Posted by ashvini

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Originally Posted by kiatsiang

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Originally Posted by easy08

i also prefer personal account,and i thought it hasn't more influence for me,though it has some limit.so it don't care.a personal account is enough now.

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Every different account have their different group of users. There is hard to say which one is better, but only depends on our own requirement, if we don't need big transaction a month, then go for personal account, only if we need more transaction a month, or doing business with paypal, then we need premier and business account.

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ya very much right if we have some big amount transaction i.e., more than $2500 then we need premier account otherwise personal is good

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Well majority of the users over here do not need a premeir account for sure so it's wose to have a personal account at Paypal.

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As i said depends on the usage and requirement of a user, user should know which one more suit to them. I think it is no points to discuss which account of paypal to creates, as most us already know. Member keep repeating the same posting here, it is not good to the forum.

Well guys one of the major reasons why people go for personal accounts is no fees on transactions. And i guess the services we get are almost same if compared with premier account.

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Originally Posted by smartzkool

Well guys one of the major reasons why people go for personal accounts is no fees on transactions. And i guess the services we get are almost same if compared with premier account.

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Ya.Thats true premium and business only have extended limits and i guess you can withdraw from your credit card.Other else personal account is sutaible.

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Originally Posted by smartzkool

Well guys one of the major reasons why people go for personal accounts is no fees on transactions. And i guess the services we get are almost same if compared with premier account.

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Yes I agree on that part. The transaction fee is not there plus in addition to that we can have all features required by us in a personal account then why go for premere or business account.

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

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Originally Posted by hyxfei

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

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If you want exceeding transactions per month like above $500 then you can go for premium or business and business account has multiuser access.

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Originally Posted by hyxfei

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

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Yes it's a good thing that Paypal does not charge for transactions on a personal account. This is a great advantage for paypal users.

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Originally Posted by mr.microsoft

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Originally Posted by hyxfei

ofcourse that's the reason of free by holding one personnal account . so most of us prefer and choose it. if personnal also charged charges. then would be another story.

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Yes it's a good thing that Paypal does not charge for transactions on a personal account. This is a great advantage for paypal users.

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I am hearing this first time.Is there no charge on personal account transaction? because there is not then it is the greatest advantage of paypal for users.I think it will vary from country to country.

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Originally Posted by revvv1234

I am hearing this first time.Is there no charge on personal account transaction? because there is not then it is the greatest advantage of paypal for users.I think it will vary from country to country.

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Well then it seems that you havent used paypal yet because there is no transaction fees in personal account. and it doesn't depend country wise.

in our country,paypal doesn't charge the transaction fees in personal account, but it also has a disadvantage of charge fees when you want to withdraw from paypal accounts.and the fees is very high.

well. paypal do not charge any charges from personnal account on other area also. if the payment are from another paypal account.

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Originally Posted by easy08

in our country,paypal doesn't charge the transaction fees in personal account, but it also has a disadvantage of charge fees when you want to withdraw from paypal accounts.and the fees is very high.

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Every withdrawal no matter what payment processor to local bank account must have some charges, unless you are US members. So, i don't see this as a disadvanteages, You can get withdrawal to your bank account is very good already.

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Originally Posted by hyxfei

well. paypal do not charge any charges from personnal account on other area also. if the payment are from another paypal account.

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Yes you are right. The account policies always remain the same regardless of the country you reside in.

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Originally Posted by eddielkk

Every withdrawal no matter what payment processor to local bank account must have some charges, unless you are US members. So, i don't see this as a disadvanteages, You can get withdrawal to your bank account is very good already.

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yeah that's true... and it depends on countries as well. like in India we are charged only $1...

well, the charge is very few in some countries,like in india.while the charge is very large in other countries,like in china people want to withdrawal money only 50$,must pay 35$ fees.it is so bad.

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Originally Posted by easy08

well, the charge is very few in some countries,like in india.while the charge is very large in other countries,like in china people want to withdrawal money only 50$,must pay 35$ fees.it is so bad.

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i think it must be on the countries. I mean banks must be charging high fees and so is paypal doing. I guess so.

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

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Originally Posted by easy08

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

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Well yeah there should be some kind of system because it is quite a big difference if we compare the withdrawing charges of paypal in India and in China.

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Originally Posted by smartzkool

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Originally Posted by easy08

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

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Well yeah there should be some kind of system because it is quite a big difference if we compare the withdrawing charges of paypal in India and in China.

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If this different of charges is due to the different country bank policies, paypal have to follow, no system can do to enforce other country policy. We have to just follow the rules.

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Originally Posted by eddielkk

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Originally Posted by smartzkool

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Originally Posted by easy08

well,maybe it is associated with the bank,then paypal must charges from transcation to paid to bank in these countries.so it is depended by these countries' government.

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Well yeah there should be some kind of system because it is quite a big difference if we compare the withdrawing charges of paypal in India and in China.

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If this different of charges is due to the different country bank policies, paypal have to follow, no system can do to enforce other country policy. We have to just follow the rules.

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Yes you are right. The different banking policies decide the charges taken by Paypal. I think that the Chinese banks should revise their policies now to adapt to international transfers.

Ya.Chinese bank must revise their policies because charges for withdrawl in china are high as compared to china.India's charges are very cheap.China must take into account this and should proceed.

haha.that's really nice and thankful if that can be processed,but i'm afraid this can't be processed within this year. i will be thankful if they decrease the rate from 35$ to 10$ or 5$.. :)

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Originally Posted by hyxfei

haha.that's really nice and thankful if that can be processed,but i'm afraid this can't be processed within this year. i will be thankful if they decrease the rate from 35$ to 10$ or 5$.. :)

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They must decrease that rate from $35 because $35 is highest charge i have heard paypal is charging.I will say that at first they should bring it down to $20 and after this if they can decrease then they can decrease upto $10 or $5.